The Higgins family prepares for a long-awaited cruise to Rio, but while father Joe bids farewell to his co-workers at the bank, mother Lil unwittingly sabotages their plans by telling insurance representative Wells that Joe is only forty-four, not forty-five, and is therefore ineligible to collect the annuity insurance that was to pay for the cruise.
| Actor | Role |
|---|---|
 James GleasonJoe Higgins | Joe Higgins |
 Lucile GleasonLil Higgins | Lil Higgins |
 Russell GleasonSidney Higgins | Sidney Higgins |
 Harry DavenportGrandpa Ed Carson | Grandpa Ed Carson |
 Mary Beth HughesBetty Higgins | Betty Higgins |
 Tommy RyanTommy Higgins | Tommy Higgins |
 Maurice MurphyBill Williams | Bill Williams |
 Maude EburneWidow Ella Jones | Widow Ella Jones |
 Spencer ChartersSheriff | Sheriff |
 Tom KennedyOtto | Otto |
 Hobart CavanaughE. L. Beamish | E. L. Beamish |
 Pierre WatkinHorace Cartwright | Horace Cartwright |
 Frank DaePolice Chief | Police Chief |
 Richard TuckerDoctor | Doctor |
 Willie BestBaltimore | Baltimore |
 Walter FennerWells | Wells |