A widowed mother with financial woes comes to the aid of a bill collector who crashes his car in a snowstorm.
| Actor | Role |
|---|---|
 Olivia Newton-JohnJulia Stonecypher | Julia Stonecypher |
 Gregory HarrisonBrian Harding | Brian Harding |
 Chloe LattanziDeenie | Deenie |
 Stephanie SawyerEmily Rose | Emily Rose |
 Tom HeatonMel Betsill | Mel Betsill |
 Stephen E. MillerBert Betsill | Bert Betsill |
 Brent StaitO.T. Betsill | O.T. Betsill |
 Susan AstleyMargie Peterson | Margie Peterson |
 Tom McBeathMr. Macklin | Mr. Macklin |
 Anna FergusonOld Woman | Old Woman |
 Teryl RotherySusan | Susan |
| MMel RyaneFelicity | Felicity |